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Financial Planning and Wealth Management Advisors

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Retirement Income Specialists

W Keith Schmidt, CLU®, ChFC®, CASL®, RICP® is a registered representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC, Member SIPC, 250 Pehle Ave, Park 80 West, Plaza I, Suite 405, Saddle Brook, NJ 07663, Tel: (973) 237-0100. Retirement Income Specialists is not a subsidiary or affiliate of MML Investors Services, LLC, or its affiliated companies, or its affiliated companies. 622 3rd Ave., Suite 900, New York, MY 10017 646.867.8318

Neither MML Investors Services, LLC nor any of its subsidiaries, employees or representatives are authorized to give legal or tax advice. Consult your own personal attorney legal or tax counsel for advice on specific legal and tax matters.

I am licensed to sell Insurance Products in the following jurisdictions: Arkansaa, California, Colorado, Connecticut, Florida, Georgia, Indiana, Kentucky, Massachusettes, Maryland, North Carolina, New Jersey, New Mexico, New York, Oregon, and Texas.

I am licensed to sell Securities Products in the following jurisdictions: Arkansas, Colorado, Connecticut, Florida, Georgia, Massachusetts, Maine, North Carolina, New Hampshire, New Jersey, New Mexico, New York, and Texas.

W Keith Schmidt, CLU®, ChFC®, CASL®, RICP®, Domiciled in New York. CA Insurance Lic.# 0798792, AR Insurance Lic.#1017759.

CRN202506-7153136

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